Eligibility criteria:

  • $3,000 Refinance Cashback~ available for new refinance applications received between 01 July 2021 to 31 August 2021 and settled by 30 November 2021. Offer may be varied or withdrawn at any time.
  • Limit of one $3,000 cashback payment per customer regardless of the number of applications, properties or loans involved per 12 month period. For joint applications, only one cashback payment will be paid to the primary applicant.
  • Min Loan amount $200k and LVR7 must be less than 90%.
  • Offer available on Owner Occupier (Principal & Interest repayments) and Residential Investment Loans (Principal & Interest and Interest Only repayments) with either the Advantage Package6 ($395 annual package fee) and Basic Home Loans.
  • Offer not available for Portfolio Loans, Owner Occupier Interest Only loans, residential lending originated under family or company trusts, refinances of home loans within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • The cashback will be paid into a BankSA transaction account within 60 days of settlement. This account must be in the same name as the home loan account and linked to the home loan at settlement.
  • Advantage Package6 Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible BankSA transaction account. Before deciding to acquire a BankSA transaction account, read the terms and conditions, and consider if the product is right for your client.

Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.

Exclusions:

  • Portfolio Loans.
  • Switches and refinances of home loans within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Owner Occupier Interest Only loans.
  • Residential lending originated under a trust.

Residential lending under a company name.

Important details.

For eligible refinance applications received on or before 30 June 2021 and settled by 30 September 2021, these customers will receive the current $2,000 Refinance Cashback and $2,000 Bonus Refinance Cashback offer.

For eligible refinance applications received on or after 01 July 2021 to 31 August 2021 and settled by 30 November 2021, these customers will receive the new $3,000 Refinance Cashback~. Please note this offer is limited to one $3,000 cashback payment per customer regardless of the number of applications, properties or loans involved per 12 month period.

There is no exception process available for refinance applications that is received or settled outside the above eligible periods.

www.time2refinance.com.au