Mortgage Brokers and Home Loan specialists with 14+ years experience. Located at 107 Port Road, Queenstown SA 5014. Looking after all Adelaide suburbs and beyond.

Are you looking for a mortgage broker in Adelaide that will find a home loan with the right features at the right interest rate to suit your situation? Let us do the research for you…at no cost.

Time2Refinance is here to help. If you require a home loan, a personal loan, a car loan, or a business loan, we can assist. Perhaps you’re looking to invest in property, refinance or consolidate your debts? That’s what we’re here for.

We do the leg work to compare hundreds of loan products to find the right loan with the lowest rate and best features to suit your circumstances. We provide expert advice to guide you through the process, removing any jargon along the way, with honest and transparent communication. We assist with the application process through to settlement and beyond.

We have access to a panel over 30 lenders, including the big banks, to find the right qualifying scenario and the best outcome for you.

Office: 08 8447 6097

Committed to helping you succeed

We aim to save you money now and over the long term. We’ll always have your back. Why? Because it’s what we love doing

We genuinely revel in the excitement in helping our clients succeed financially. Achieving clients’ goals of buying a new home, or a new car, establishing a business, or assisting to relieve their debts is a celebration for them, and for us.

We love celebrating life and the right financial solutions. Banks just can’t match our customer experience.

Find out more about your team from Time2Refinance


Steven is the broker out of all brokers! He helped me through my WHOLE process of buying my first home and is incredibly organised and kept me on top of everything I needed to do! I could not recommend Stevens services more! Support brokers, not banks!


I could not recommend Steven enough!!! He will do anything in his power to make finance possible and I am so grateful for his determination and commitment to get the job done!


My husband and I would highly recommend Steven! The service we received was excellent. He went out of his way to make this a smooth and successful process for us.


Steven has helped me buy my dream home in under a week! He’s helped me every step of the way with every question, any time of the day. I recommend Steven to anyone that wants a mortgage broker that genuinely cares. 11/10


I worked in association with Steve for a few years now. Steve always goes above and beyond for our mutual clients. I always feel confident in referring to Steve as he works so hard for his clients


Would 100% recommend Steven for making the entire process of getting a mortgage so simple to understand and for removing the stress of navigating the system! Thank you so much for your advice and support and I will definitely encourage others to utilise your service!


I can not recommend these guys any more highly, their attention to detail and going above and beyond the call to deliver an exceptional result


Steven is an excellent broker who works tirelessly to get the best results for his clients. I have used Steven twice in the 6 months and he has made the process so easy, communicating with me every step of the way. He has a friendly, polite manner and is terrific to do business with.


Professional, very hard working individual who will go over and above for his clients.


Steven was an absolute pleasure to deal with from the very first step in seeking to buy our first home. Steven is incredibly efficient, professional, and thorough, and on top of that, just a friendly and easygoing person who provides good company to make tedious paperwork times more exciting! We couldn’t recommend him highly enough, he went above and beyond throughout the whole process and we are incredibly grateful to have found him!


Best Broker EVER!!! Went above and beyond. Absolutely fantastic!


Steven has made buying my first home an absolute breeze. He helped me organise everything from home viewings to building inspections to finding a conveyancer. He is very knowledgeable and explained everything to me in terms I understood as a first home buyer and went above and beyond to make sure everything went 100% according to plan. I’ve never had to chase him up on anything and he is always keeping me updated as soon as he has any news for me. He is also a very kind hearted person and a pleasure to be around. I have already referred friends to see Steven, and I will keep referring him to everyone! Thank you so much for everything, without your help, I think I’d still be paying someone else’s mortgage instead of my own!



We understand that personal circumstances change and debts can sometimes become overwhelming. We never judge previous financial decisions. We work to help you take control of your finances going forward.

We believe that everyone deserves a fair go and you can trust that we have your best interests at heart.

Think of us as the “paracetamol” to your financial headache.

We’ll look after you now and in the future. Should we come across a better option, we’ll let you know about it – not wait until the normal review period. We’re always in your corner.

We are available 7 days per week, and we’re not restricted to the usual 9 to 5. We can meet at yours, ours or your local café at a time that suits you.

Call us today to book in your free consultation.

Time2Refinance 08 8447 6097



The steps are taken when meeting with our Adelaide mortgage broker

Initial Consulation

Phone us on 08 8447 6097 and we will work with you to understand your current financial position and your future financial goals. We’ll discuss the financial options available to suit your circumstances.

Ongoing service

We continue to monitor interest rates and should we find a better rate before your review period, we will let you know about it. We always have you covered.

Loan approval

Upon loan approval, the loan contract will be issued within 2 business days, ready for you to sign and accept the lenders’ offer.

Meet & collate

We meet up and compile the required information (ID, payslips, bank statements, etc.)

Settlement date booked in

All bank documents will be returned to the lender and we then arrange the settlement date.

We do the required research

We then research and compare hundreds of loans and interest rates from our panel of over 30 lenders to find the ideal options which meet your needs. We will be back to you within 24 hours with our top 3 recommendations and then narrow this down together, going through all lender terms in detail.

We submit the application

Should you wish to proceed, we will complete and submit the application and all paperwork on your behalf. Depending on the chosen lender, this assessment period will typically take 3-5 business days. We will provide you with updates, so you know exactly what is going on.