Our finance brokers will find
your right financial fit
At Time2Refinance, our dedicated mortgage brokers will find the home loan that’s right for you.
We don’t only do home loans. We specialise in:
First home buyers
Home, Contents, Car and Life Insurance
Our mortgage broking service is free to you
We take the time and hassle out of comparing home loans, as we do the hard work for you.
We work to understand your individual circumstance. We then compare and negotiate with lenders on your behalf to narrow down the loans with the best rates and features to suit your situation.
We provide you with expert advice and guidance throughout the entire process – from sourcing the ideal loan product, submitting the application, celebrating the loan approval with you, and beyond.
Our services are at no cost to you as we are paid a commission from the lender following the loan settlement (which we disclose to you.) We work solely for you. We aim to save you time and money and to assist with long-term financial freedom.
Our Adelaide finance brokers are based in Queenstown, SA. We service all areas of Adelaide, South Australia, and beyond; with clients also in VIC, NSW and QLD. We have your back and we’re on your side. We are here for you 7 days per week. We’re flexible and happy meet at a time which suits you. For your free consultation, with no obligation, call us today.
Mortgage broking and home loan FAQs
Q. How much do I pay for a mortgage broker?
A. Our service is free to you, the lender pays our commission upon settlement of your loan.
Q. What is the minimum deposit for a home loan?
A. Generally, you will require a minimum of 10% of the purchase price of the property. In some cases, it may be lower and may affect your choice of lenders, and can also depend on the amount you’re borrowing and the type of loan.
Q. Do I need a good credit rating to get a mortgage?
A. Not necessarily, but it will certainly help. However, be aware that the lower your score, the higher your likeliness of being declined, and the choice of lenders may be limited.
You can check your credit rating at Equifax https://www.equifax.com.au/personal/help-centre/credit-reports/get-my-equifax-credit-report