Time2Refinance – Your mortgage brokers for life

Time2Refinance is here for you to make the most out of your finances, and your life. If you’re wanting to save time and money when it comes to the right home loan solution for you, then it’s time we had a chat.

Our home loan specialists, do all of the hard work on your behalf to provide you with a hassle-free and fee-free mortgage broking service. We have access to over 30 leading lenders, and research the hundreds of choices available to find the best deal for your loan requirements.

Steven 0403 592 869 or Thang 0407 093 687

We are the mortgage brokers Adelaide residents trust, specialising in:

  • First Home Buyers

  • Refinancing

  • Debt Consolidation

  • Home Loans

  • Guarantor Loans

  • Personal Loans

  • Investment Property Loans

  • Car Loans

  • Home, Contents, Car and Life Insurance

Meet Your Team

Steven VoronianskyPrincipal and Mortgage Broker
Steven Voroniansky is a credit representative (476281) of BLSSA Pty Ltd, ACN 117 651 760 (Australian Credit Licence 391237).

Steven has extensive experience in the financial industry, and he is a financial specialist from whom you’re guaranteed to benefit.

Since 2006, Steven has worked for 2 of the major big banks, and has been assisting customers with lending for over 10 years. When working for the banks, Steven was only permitted to sell the one product, which became frustrating to him as he realised there were other loan options available which would better suit the needs of his customers.

This didn’t sit well with him, which is why he made the switch to become a mortgage broker and founded Time2Refinance. Steven knew there were multiple choices available from a variety of lenders to match up to customer needs.

Getting the best deal for the customer, saving them time and money and building honest, long-term relationships is Stevens core motivation.

Outside of finding your ideal loan solution, Steven enjoys catching up with friends for dinner and drinks, as well as travelling and renovation projects.

Thang DoanPrincipal and Mortgage Broker
Thang Doan is a credit representative (522951) of BLSSA Pty Ltd, ACN 117 651 760 (Australian Credit Licence 391237).

Thang has worked in the corporate environment for nearly 20 years, covering all aspects of operations and specialising in customer care for big business. One of the things that he noticed through coffee and conversations was that in their private lives, quite a few clients were feeling some degree of financial stress. He was inspired to see what he could do to help, so he stepped out of his industry an into mortgage broking so that he could help to save people money, get into their own home and afford their investment properties.

Thang’s sales philosophy has always been that the customer comes first, look after the customer and the rest will look after itself.

He’s big on supporting the local community and promoting small business, as no one can do it alone. One of his life mantras is “collect good people and not things” so he’s always keen to see others grow and succeed.

Outside of Time2Refinance, Thang enjoys spending time with his large family and close friends. He likes to get involved with the community, primarily through his local church. He also loves the gym but balances that out with café hangouts and food quests. Who doesn’t love a good burger or schnitzel, right?

Our Mission

It is our mission for you to live life to the fullest, free from financial strain. We will research to find for you the ideal loan at the best rate and terms, from our extensive range of leading lenders. We don’t stop there – we are continually researching, and if a better option presents itself we will let you know about it then and there, and not wait until the usual review period. We’ll be your financial friend until the end.

Your broker for life.

Did you know that our mortgage broking service is free?

You get the right loan, you save time and money and you get to celebrate life the right way. We are determined to help you get there and look forward to reaching and celebrating your financial goals with you.

Our loan broking service is free of charge, and there is no obligation for you to proceed. You honestly have nothing to lose and everything to gain by having Time2Refinance find the best loan for your circumstances.

Contact us today to book your free consultation.

Steven: 0403 592 869 or Thang 0407 093 687

Why you should choose Time2Refinance

At Time2Refinance, we understand that the traditional 9-5 doesn’t suit everyone. Which is why we work around the hours which suit you best. We aim to be as accessible as possible for you.

We genuinely want to help you. We’re not here for the quick sell. The last thing we would ever do is recommend products or services that you don’t need or want.

We’ll always do right by you and, in turn, you’ll trust us to become your broker for life. The broker that you would recommend to your parents, your grandparents, your children, and your friends.

We are the mortgage brokers who support you and always have your back.

We care about what’s right and what’s best. We are always looking out for our client’s best interests.

Life is to be celebrated, and reducing financial stress is a huge step towards the best life for you and your family.

Less stress, a wide choice and we do the hard work, at no cost to you and with no obligation.

What to expect from the loan process

The steps are taken when meeting with our Adelaide mortgage broker

Initial consultation

Phone either Steven 0403 592 869 or Thang 0407 093 687 and we will work with you to understand your current financial position and your future financial goals. We’ll discuss the financial options available to suit your circumstances.

Meet & collate

We meet up and compile the required information (ID, payslips, bank statements, etc.)

We do the required research

We then research and compare hundreds of loans and interest rates from our panel of over 30 lenders to find the ideal options which meet your needs. We will be back to you within 24 hours with our top 3 recommendations and then narrow this down together, going through all lender terms in detail.

We submit the application

Should you wish to proceed, we will complete and submit the application and all paperwork on your behalf. Depending on the chosen lender, this assessment period will typically take 3-5 business days. We will provide you with updates, so you know exactly what is going on.

Loan approval

Upon loan approval, the loan contract will be issued within 2 business days, ready for you to sign and accept the lenders’ offer.

Settlement date booked in

All bank documents will be returned to the lender and we then arrange the settlement date.

Ongoing service

We continue to monitor interest rates and should we find a better rate before your review period, we will let you know about it. We always have you covered.