Time2Refinance – Your mortgage brokers for life

Time2Refinance is here for you to make the most out of your finances, and your life. If you’re wanting to save time and money when it comes to the right home loan solution for you, then it’s time we had a chat.
Our home loan specialists, do all of the hard work on your behalf to provide you with a hassle-free and fee-free mortgage broking service. We have access to over 30 leading lenders, and research the hundreds of choices available to find the best deal for your loan requirements.
Steven 0403 592 869 or Thang 0407 093 687
We are the mortgage brokers Adelaide residents trust, specialising in:
First Home Buyers
Refinancing
Debt Consolidation
Home Loans
Guarantor Loans
Personal Loans
Investment Property Loans
Car Loans
Home, Contents, Car and Life Insurance
Meet Your Team


Our Mission
It is our mission for you to live life to the fullest, free from financial strain. We will research to find for you the ideal loan at the best rate and terms, from our extensive range of leading lenders. We don’t stop there – we are continually researching, and if a better option presents itself we will let you know about it then and there, and not wait until the usual review period. We’ll be your financial friend until the end.
Your broker for life.
Did you know that our mortgage broking service is free?

You get the right loan, you save time and money and you get to celebrate life the right way. We are determined to help you get there and look forward to reaching and celebrating your financial goals with you.
Our loan broking service is free of charge, and there is no obligation for you to proceed. You honestly have nothing to lose and everything to gain by having Time2Refinance find the best loan for your circumstances.
Contact us today to book your free consultation.
Steven: 0403 592 869 or Thang 0407 093 687
Why you should choose Time2Refinance
At Time2Refinance, we understand that the traditional 9-5 doesn’t suit everyone. Which is why we work around the hours which suit you best. We aim to be as accessible as possible for you.
We genuinely want to help you. We’re not here for the quick sell. The last thing we would ever do is recommend products or services that you don’t need or want.
We’ll always do right by you and, in turn, you’ll trust us to become your broker for life. The broker that you would recommend to your parents, your grandparents, your children, and your friends.
We are the mortgage brokers who support you and always have your back.
We care about what’s right and what’s best. We are always looking out for our client’s best interests.
Life is to be celebrated, and reducing financial stress is a huge step towards the best life for you and your family.
Less stress, a wide choice and we do the hard work, at no cost to you and with no obligation.

What to expect from the loan process
The steps are taken when meeting with our Adelaide mortgage broker

Initial consultation
Phone either Steven 0403 592 869 or Thang 0407 093 687 and we will work with you to understand your current financial position and your future financial goals. We’ll discuss the financial options available to suit your circumstances.

Meet & collate
We meet up and compile the required information (ID, payslips, bank statements, etc.)

We do the required research
We then research and compare hundreds of loans and interest rates from our panel of over 30 lenders to find the ideal options which meet your needs. We will be back to you within 24 hours with our top 3 recommendations and then narrow this down together, going through all lender terms in detail.

We submit the application
Should you wish to proceed, we will complete and submit the application and all paperwork on your behalf. Depending on the chosen lender, this assessment period will typically take 3-5 business days. We will provide you with updates, so you know exactly what is going on.

Loan approval
Upon loan approval, the loan contract will be issued within 2 business days, ready for you to sign and accept the lenders’ offer.

Settlement date booked in
All bank documents will be returned to the lender and we then arrange the settlement date.

Ongoing service
We continue to monitor interest rates and should we find a better rate before your review period, we will let you know about it. We always have you covered.